A&Z Kitterman Holdings
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Legal

TERMS &
CONDITIONS.

Last updated: April 5, 2025

These Terms and Conditions ("Terms") govern your use of the website operated by A&Z Kitterman Holdings ("Company," "we," "us," or "our") at aandz-kitterman-holdings.com. By accessing or using our website, you agree to be bound by these Terms.

Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the website. The content on this website is provided for general informational purposes and does not constitute a commitment to lend or an offer of specific financial terms.

Lending Services

A&Z Kitterman Holdings is a direct business lender based in Utah. All lending products and services described on this website are subject to credit approval, underwriting, and additional terms and conditions that will be provided during the application process. Nothing on this website constitutes a binding offer or guarantee of funding.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of A&Z Kitterman Holdings or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent.

Disclaimer of Warranties

This website and all content, materials, and information provided herein are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. A&Z Kitterman Holdings disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by applicable law, A&Z Kitterman Holdings shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of the website or reliance on any information provided herein.

SMS Terms & Conditions

By opting in to receive SMS/MMS messages from A&Z Kitterman Holdings, you agree to the following terms:

  • You consent to receive recurring marketing and promotional SMS/MMS messages from A&Z Kitterman Holdings, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
  • Message frequency varies; you may receive up to 4 messages per month.
  • Message and data rates may apply depending on your mobile carrier and plan.
  • Reply STOP to opt out at any time. After opting out, you will receive one final confirmation message and will no longer receive SMS/MMS messages from us unless you re-subscribe.
  • Reply HELP for assistance, or contact us at zack@aandz-kitterman-holdings.com.
  • Consent is NOT a condition of purchase. You are not required to opt in to SMS communications to use our services or apply for funding.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only, and we do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites. You access any linked sites at your own risk.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Utah.

Changes to These Terms

We reserve the right to modify these Terms at any time. The updated version will be indicated by an updated "Last updated" date. Your continued use of the website after any changes constitutes acceptance of the revised Terms.

Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

A&Z Kitterman Holdings
Email: zack@aandz-kitterman-holdings.com
Utah

A&Z Kitterman Holdings

Direct Business Lender
Utah

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