A&Z Kitterman Holdings

Terms & Conditions

Please read these terms carefully before using our services

Last Updated: February 18, 2026

Agreement to Terms

By accessing or using the website and services of A&Z Kitterman Holdings ("Company," "we," "our," or "us"), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access our website or use our services.

Use of Services

You agree to use our website and services only for lawful purposes and in accordance with these Terms. You agree not to:

SMS Terms & Conditions

By providing your mobile phone number and opting in, you agree to receive SMS text messages from A&Z Kitterman Holdings, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at [email protected]. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.

Intellectual Property Rights

The content, design, graphics, and other materials on our website are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on our website without our express written permission.

Investment Information Disclaimer

Information provided on our website and through our communications is for informational purposes only and does not constitute investment advice, financial advice, or an offer to buy or sell securities. All investment decisions should be made based on your own evaluation and consultation with qualified financial advisors.

Past performance is not indicative of future results. Investment involves risk, including possible loss of principal. We make no guarantees regarding investment returns or outcomes.

Confidentiality

Any information you share with us in connection with potential investment opportunities or business relationships will be treated as confidential. We will not disclose such information to third parties without your consent, except as required by law or as necessary to provide our services.

Limitation of Liability

To the fullest extent permitted by law, A&Z Kitterman Holdings shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

Indemnification

You agree to indemnify, defend, and hold harmless A&Z Kitterman Holdings and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including legal fees, arising out of or in any way connected with your access to or use of our services, your violation of these Terms, or your violation of any rights of another party.

Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by A&Z Kitterman Holdings. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We encourage you to review the terms and privacy policies of any third-party sites you visit.

Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of our services.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Utah, United States, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in Utah County, Utah.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and A&Z Kitterman Holdings regarding the use of our services and supersede any prior agreements or understandings.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the new Terms.

Contact Information

If you have any questions about these Terms and Conditions, please contact us:

A&Z Kitterman Holdings
275 S Mountain Way D
Orem, UT 84058
Email: [email protected]